This course will leverage on the important of data science in the respective specializations. This course will be of a benefit to professions like banking and fintech industries in the aspect of credit rating and credit scoring related work for example, companies like FICO (FICO is an abbreviation for the Fair Isaac Corporation, the first company to offer a credit-risk model with a score) rely on data science and machine learning to provide instant data on borrowers. For example, they use logistic regression to predict the risk of customers and separate good borrowers from bad ones and likewise, customers that are liable to default in loan and those that bare not.